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Steps to Get Out of Debt

Credit card debt is a major problem in this country. While not everyone has a credit card, those that do typically carry a balance. The interest rate on a credit card balance is usually between 10-30% APR. These high interest rates make it difficult for people to pay down their debt — especially if only […]

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Step 1 in avoiding holiday debt is to plan and budget. #holiday #debt #money

Budgeting Part 5

Does the word budget make you want to cringe? Are you tired of living paycheck to paycheck? Today’s Finance Topic discusses how to get started on your home budget. Personal finance doesn’t have to be tricky. The best way to achieve your financial goals is to have a plan. A good budget gives you an

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Budgeting Part 7

If you are strugglin g to stay within your budget or seem to spend more money than you should, it might be a good idea to go back to using cash for daily purchases. It is no surprise that most of us are beginning to move away from cash for everyday spending; the convenience of

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