About Cleverly ChangingHi, I'm Elle Owner of CleverlyChanging. My blog seeks to encourage, empower, & inspire others to live cleverly, changing when necessary. Perfect parenting, doesn't exist, but informed and attentive parenting does. I desire to regularly share savings tips, wisdom, and experiences I gain from everyday life as a wife and mother of twins with others so we can empower each other to become better parents and better people in general.
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Cooking with Kids: Shaking up Our Mornings with Silk Fruit & Protein #SilkFruit
This blog post is part of a paid SocialMoms and Silk blogging program. The opinions and ideas expressed here are my own If only every morning was full of a renewed burst of energy and we always had enough time to prepare the healthiest and most wholesome breakfasts, everybody would start their day both healthy and happy. But in reality, we often don’t have enough time to make a hearty breakfast for each person in the family and we sometimes forget to take our vitamins, but breakfast time should be a mini-celebration. I don’t always have a lot of time…
5 Parenting Tips for Playground Safety
Natalie Kocsis once said “The world is a playground, and life is pushing my swing.” To young children a the playground is their universe, a kingdom where they can rule solo or within a group. As parents, my husband and I love taking my children to playgrounds because it is free fun. A couple of months ago, I took my kids to a new playground and realized my children played very differently with me than they did with their father. When their dad takes them to the park their love to explore and try the play equipment often encourages their…
Finance Friday: How to Save For Your Child’s College Tuition Practically
There are many things to worry about as a parent, but college savings for your child doesn’t have to be one of them. In 16-18 years, hopefully you will have put something aside for your child’s future tuition. However keep in mind that your child will most-likely receive some scholarships and grants as well, so the entire amount of college tuition will not come from your pockets alone. Nevertheless, it is best to prepare rather than to fall short later and have your child weighed down by tons of student loans. How much should you save? The short answer is,…
A Healthy Example: Our Introduction to the New Food Pyramid
One of my missions as a mother is to live a healthy life and set a good example for my children. Healthy living is not an option in our household, it is a mandate that my husband and I both agree with. With one daughter living with SCD and both twin girls technically born premature, we know that planning a healthy nutritious diet is always important. WHAT DOES EATING HEALTHY MEAN TO US The food pyramid was recently revised and it really explains how we try to eat. We eat whole and multi-grains (corn, oats, wheat, grains, etc). For instance,…
Basics to Begin Blogging
My friends often ask me how I started blogging so I decided to write a post to answer their questions. Here is my guide to what I think a person should do if they want to start blogging. Find several blogs that interest you. Read the blogs and see what they are all about. Do your research. Google, Bing, and search the net to see if there are a lot of blogs sharing the same information that you desire to post. If not, great. If so, evaluate how you can put a different spin on the topic. Think about your personal…
Tips to Get Rid of Student Loans
I hate debt. It is my #1 pet-peeve. Debt destroys happiness, ruins relationships, and breaks down families. In this post, I want to share with you how you can get rid of your student loans. Many of the tips listed below I have tried and I am sharing because they have helped me say goodbye to my student loans. Click here to read my personal story about how I repaid my student loans. Always try to pay on time. Of course this is ideal, but a good payment history helps your credit score and will follow you for years to…
Posted on May 21, 2013 | No CommentsJoin us and the Sickle Cell Disease Association of America, Inc. (SCDAA) for National Sickle Cell Advocacy Day 2013 Tuesday, June 25, 2013 at 6:00 PM - Wednesday, June 26, 2013 at 5:00 PM (EDT) in Alexandria, VA Location: Hilton Alexandria Mark Center Hotel 5000 Seminary Road. Alexandria, VA 22311 Sickle Cell Anemia is a health epidemic affecting many families in America, including one of my daughters. It is a genetic disorder that affects more than more than 80,000 people here in the United States (source). Throughout my life, my family and I will continue to advocate for my daughter and others who are living with Sickle Cell...
Posted on May 20, 2013 | No CommentsFor moms and dads everywhere, utility bills are necessary evils. Those nasty little envelopes flood the mailbox around the first of each month and can drain a person’s bank account before they even begin to think about using the money for something else. In order to keep kids warm and with plenty of water, these bills have to be opened and then paid. The cycle is endless, because as long as you have a home to live in, you will have bills to pay. In order to save more on monthly bills, parents need to focus on different ways to lower...
Posted on May 16, 2013 | No CommentsThe 80′s Jam “I wanna Be Rich” By the Calloway brothers, marks how a lot people felt back then and today. Especially within a marriage. Sometimes the mirage of thinking that once two incomes are joined together the family as a unit will be rich. Rich, the word and meaning are truly relative and mean different things to different people. Before an engaged couples go through their nuptials they should get some expert financial advice so they can join together on one accord. Unfortunately, some people don’t factor in that generally when people make higher incomes that also gather more...
Finance Friday Tips
Posted on May 14, 2013 | No CommentsThe following post is a guest post. Single moms can sometimes get a raw deal out of life, especially since they have to fend for themselves and their whole families all on their own. The balancing act of juggling work and taking care of their children could leave them weary. It is not surprising that in this exhaustion, a single mom will get more complacent with her family’s finances, to the point of possibly neglecting to manage credit properly. This is why, in some cases, the bad credit effects just creep up on the single-parent households. This is why any...
Posted on April 25, 2013 | No CommentsThis guest post was submitted by: Samantha Peters, a contributor on the personal finance blog Paid Twice. Sam enjoys writing about ways to ensure that your money is working hard and earning you the highest rates of return. Sam lives in sunny San Diego, California where she enjoys live with her puppy Leona. It starts out as an ugly, pitiful space—dark, no storage, not functional, no personality—but with just a small budget and a professional decorator, viola! The happy couple walks into a gorgeous, amazing, picture perfect room. Stunned looks. Tears. Hugs. Ah yes, just another fabulous day on HGTV. Yes, I’m...
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