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Finance Friday: Pay back your debts by saving money and negotiating with creditors

One of the fastest and best ways to get out of your credit card debts is through debt negotiation. The process of debt negotiation includes bargaining with your creditors to reduce the interest rate on your outstanding debts or to reduce the total amount of your outstanding debts depending upon your debt situation. Whatever you […]

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Tips For College Bound Kids

Archives, College, Finance Friday

On occasions, I have felt that universities should offer a rebate, when your education does not live up to what you pay for. While some college and universities do an excellent job providing practical education and experience, all do not. I also realize that in many instances higher education is better if you seek more

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Finance Friday: Tips for working with Contractors

Archives, Finance Friday

Recently, we decided to get some work done on our home by going a cheaper route. I usually go through major companies but because the work kept accumulating I tried to see how I could get it done in the most cost effective way. Unfortunately, after this experience I felt disappointed. So I want to

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Manage Monday: Tips for a Budget Friendly Birthday Party

Activities, Archives

Introduction In everyone’s life, a person’s birthday carries a lot of significance because this is the only day, which most people can claim as totally theirs. Everyone looks forward to being showered with good wishes and blessings from near and dear ones. Nowadays after the immense exposure to media and celebrity parties, there is intense

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Finance Friday: (Tax Time p.1) Child and Dependent Care Tax Credits: Qualifications and How to Claim Them

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It’s no secret that cost of dependent care can be very expensive. With a greater number of families requiring dual incomes to make ends meet, it has become increasingly necessary for many to rely on daycare for their children and – for some – their mentally or physically disabled adult dependents. Fortunately, there are tax

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Finance Friday: 6 Ways to Save Money Without Using Coupons

Finance Friday

We all know that money doesn’t grow on trees. So whether the time of plenty has changed or not, some people are really trying to decrease their spending and save money. Couponing is not for everyone so here are other ways to help you save big. Get your money’s worth When you buy a

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Family Planning – Life Insurance

Finance Friday

Growing up in my community I can remember a few people whispering about life insurance after a relative passed away. Usually, the whispers were followed with, “No, he didn’t have life insurance, but his family will just have to put him away with dignity.” Family members would often be solicited to contribute their monetary funds

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