Cleverly Changing

This blog post is part of a paid SocialMoms and Silk blogging program. The opinions and ideas expressed here are my own If only every morning was full of a renewed burst of energy and we always had enough time to prepare the healthiest and most wholesome breakfasts, everybody would start their day both healthy and happy. But in reality, we often don’t have enough time to make a hearty breakfast for each person in the family and we sometimes forget to take our vitamins, but breakfast time should be a mini-celebration. I don’t always have  a lot of time…

Natalie Kocsis once said “The world is a playground, and life is pushing my swing.” To young children a the playground is their universe, a kingdom where they can rule solo or within a group. As parents, my husband and I love taking my children to playgrounds because it is free fun. A couple of months ago, I took my kids to a new playground and realized my children played very differently with me than they did with their father. When their dad takes them to the park their love to explore and try the play equipment often encourages their…

There are many things to worry about as a parent, but college savings for your child doesn’t have to be one of them. In 16-18 years, hopefully you will have put something aside for your child’s future tuition. However keep in mind that your child will most-likely receive some scholarships and grants as well, so the entire amount of college tuition will not come from your pockets alone. Nevertheless, it is best to prepare rather than to fall short later and have your child weighed down by tons of student loans. How much should you save? The short answer is,…

One of my missions as a mother is to live a healthy life and set a good example for my children. Healthy living is not an option in our household, it is a mandate that my husband and I both agree with. With one daughter living with SCD and both twin girls technically born premature, we know that planning a healthy nutritious diet is always important. WHAT DOES EATING HEALTHY MEAN TO US The food pyramid was recently revised and it really explains how we try to eat. We eat whole and multi-grains (corn, oats, wheat, grains, etc). For instance,…

My friends often ask me how I started blogging so I decided to write a post to answer their questions. Here is my guide to what I think a person should do if they want to start blogging. Find several blogs that interest you. Read the blogs and see what they are all about. Do your research. Google, Bing, and search the net to see if there are a lot of blogs sharing the same information that you desire to post. If not, great. If so, evaluate how you can put a different spin on the topic. Think about your personal…

I hate debt.  It is my #1 pet-peeve. Debt destroys happiness, ruins relationships, and breaks down families. In this post, I want to share with you how you can get rid of your student loans. Many of the tips listed below I have tried and I am sharing because they have helped me say goodbye to my student loans. Click here to read my personal story about how I repaid my student loans. Always try to pay on time. Of course this is ideal, but a good payment history helps your credit score and will follow you for years to…