Explore Archive

  • The 80′s Jam “I wanna Be Rich” By the Calloway brothers, marks how a lot people felt back then and today. Especially within a marriage. Sometimes the mirage of thinking that once two incomes are joined together the family as a unit will be rich. Rich, the word and meaning are truly relative and mean different things to different people. Before an engaged couples go through their nuptials they should get some expert financial advice so they can join together on one accord. Unfortunately, some people don’t factor in that generally when people make higher incomes that also gather more...

    Finance Friday: Shining a Light on Finacial Abuse

    The 80′s Jam “I wanna Be Rich” By the Calloway brothers, marks how a lot people felt back then and today. Especially within a marriage. Sometimes the mirage of thinking that once two incomes are joined together the family as a unit will be rich. Rich, the word and meaning are truly relative and mean different things to different people. Before an engaged couples go through their nuptials they should get some expert financial advice so they can join together on one accord. Unfortunately, some people don’t factor in that generally when people make higher incomes that also gather more...

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  • Let’s face it, struggles exist and problems are going to come up in any family. It is how the family works together that makes the difference in the long run. The YMCA’s Abundant Assets Alliance reports that Americans tend to be negative about their parents, yet most parents seem to think they’re doing a great job. The following list challenges parents with some common, although very heart wrenching, hardships that face parents today. If you’re experiencing one of these hardships, this list can point you in the direction, so you can be successful and cultivate a rewarding relationship with your...

    3 Common Hardships that Face Families Today and How to Deal with Them

    Let’s face it, struggles exist and problems are going to come up in any family. It is how the family works together that makes the difference in the long run. The YMCA’s Abundant Assets Alliance reports that Americans tend to be negative about their parents, yet most parents seem to think they’re doing a great job. The following list challenges parents with some common, although very heart wrenching, hardships that face parents today. If you’re experiencing one of these hardships, this list can point you in the direction, so you can be successful and cultivate a rewarding relationship with your...

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  • The following post is a guest post. Single moms can sometimes get a raw deal out of life, especially since they have to fend for themselves and their whole families all on their own. The balancing act of juggling work and taking care of their children could leave them weary. It is not surprising that in this exhaustion, a single mom will get more complacent with her family’s finances, to the point of possibly neglecting to manage credit properly. This is why, in some cases, the bad credit effects just creep up on the single-parent households. This is why any...

    Tips to Manage Credit As a Single Mom

    The following post is a guest post. Single moms can sometimes get a raw deal out of life, especially since they have to fend for themselves and their whole families all on their own. The balancing act of juggling work and taking care of their children could leave them weary. It is not surprising that in this exhaustion, a single mom will get more complacent with her family’s finances, to the point of possibly neglecting to manage credit properly. This is why, in some cases, the bad credit effects just creep up on the single-parent households. This is why any...

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  • This guest post was submitted by:  Samantha Peters, a contributor on the personal finance blog Paid Twice.  Sam enjoys writing about ways to ensure that your money is working hard and earning you the highest rates of return.  Sam lives in sunny San Diego, California where she enjoys live with her puppy Leona. Only 1 week left before its Mother’s Day, and if you’re one of those who’re still wondering what to get as a present for your mother, you may find a great option in jewelry. It’s one of those gifts that she wouldn’t be able to resist, and adding that...

    Mother’s Day Jewelry Gift Ideas

    This guest post was submitted by:  Samantha Peters, a contributor on the personal finance blog Paid Twice.  Sam enjoys writing about ways to ensure that your money is working hard and earning you the highest rates of return.  Sam lives in sunny San Diego, California where she enjoys live with her puppy Leona. Only 1 week left before its Mother’s Day, and if you’re one of those who’re still wondering what to get as a present for your mother, you may find a great option in jewelry. It’s one of those gifts that she wouldn’t be able to resist, and adding that...

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  • FCC Disclosure: The following content is unsponsored. All opinions expressed are my own. Mother’s Day is May 12, and almost here. We are also celebrating the new release of the Warner Bros. Mother’s Day Movie Night Blog App. We think that most can agree… Moms are the best – and they do a lot for us! Now it’s time to return the favor and celebrate this Mother’s Day by giving mom the movie night she deserves! Celebrate Sunday, May 12th in the best way possible by spending quality time with your family and watch one of YOUR favorite classic films! Watching...

    Best of Warner Bros. Mother’s Day Movie Night Blog App & Giveaway!!

    FCC Disclosure: The following content is unsponsored. All opinions expressed are my own. Mother’s Day is May 12, and almost here. We are also celebrating the new release of the Warner Bros. Mother’s Day Movie Night Blog App. We think that most can agree… Moms are the best – and they do a lot for us! Now it’s time to return the favor and celebrate this Mother’s Day by giving mom the movie night she deserves! Celebrate Sunday, May 12th in the best way possible by spending quality time with your family and watch one of YOUR favorite classic films! Watching...

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  • “More than 700 people died when the Rana Plaza, which housed garment factories and shops, collapsed on April 24 [2013]. Workers continue to find bodies, many of them decomposed and difficult to recognize.” These word from the CNN article hit my heart like a falling brick. Everybody wants to look reasonably presentable, but for some of us we are simply obsessed with clothing. For whatever reason, myself included, we buy our children and ourselves more clothes than there are days in the year for them/us to wear. When I heard about the Bangledash Fire at Rana Plaza, I could almost smell...

    Real Talk: The Bangledash Fires and Our Clothing Obsessions

    “More than 700 people died when the Rana Plaza, which housed garment factories and shops, collapsed on April 24 [2013]. Workers continue to find bodies, many of them decomposed and difficult to recognize.” These word from the CNN article hit my heart like a falling brick. Everybody wants to look reasonably presentable, but for some of us we are simply obsessed with clothing. For whatever reason, myself included, we buy our children and ourselves more clothes than there are days in the year for them/us to wear. When I heard about the Bangledash Fire at Rana Plaza, I could almost smell...

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  • Click on the image to gain access to the printable coloring page.  When you click on the image you will be taken to 3 cool coloring plane pictures and 1 connect the dots coloring page. “Like” Disney’s PLANES on Facebook: http://www.facebook.com/DisneyPlanes “Follow” Disney’s PLANES on Twitter: https://twitter.com/DisneyPictures Visit the website: www.disney.com/Planes Disney’s PLANES releases in theaters everywhere on August 9th! Coloring pages are great for elementary and preschool age children because it helps them build their fine motor skills. It also helps them increase their imagination, coloring skills, and vocabulary. The planes coloring page can help you and your child discuss the different types of planes and plane...

    Coloring Pages: PLANES will be released to theatres on August 9th

    Click on the image to gain access to the printable coloring page.  When you click on the image you will be taken to 3 cool coloring plane pictures and 1 connect the dots coloring page. “Like” Disney’s PLANES on Facebook: http://www.facebook.com/DisneyPlanes “Follow” Disney’s PLANES on Twitter: https://twitter.com/DisneyPictures Visit the website: www.disney.com/Planes Disney’s PLANES releases in theaters everywhere on August 9th! Coloring pages are great for elementary and preschool age children because it helps them build their fine motor skills. It also helps them increase their imagination, coloring skills, and vocabulary. The planes coloring page can help you and your child discuss the different types of planes and plane...

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  • My girls are my joy. My life feels so great having them around. Sure they can get on my nerves and bug me at times, but most of the time we are like 3 peas in a pod. The other day, I laid in bed and realized my life really isn’t the same now that I have become a mother. I wouldn’t trade them for anything else in the world but things are very different now. Sure, we all have to make sacrifices and I make my fair share, but I also think it is important to do some things...

    Real Talk: Motherhood and Sacrifices

    My girls are my joy. My life feels so great having them around. Sure they can get on my nerves and bug me at times, but most of the time we are like 3 peas in a pod. The other day, I laid in bed and realized my life really isn’t the same now that I have become a mother. I wouldn’t trade them for anything else in the world but things are very different now. Sure, we all have to make sacrifices and I make my fair share, but I also think it is important to do some things...

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  • I am blessed that my kids love to read, and even more blessed that we have plenty of time to read books together. Below I am going to share some of their favorite stories with you. These books are for preschool and elementary age children. Dory Story The first on the list is: Dory Story By Jerry Pallotta. The story has the most beautiful vivid illustrations. Reading the story itself, is like taking a ride with Danny as he rides out to see. The ending is truly the best and I think both parents and children a like will enjoy...

    Books that Kids and Parents can Enjoy Together (Preschool through Elementary School)

    I am blessed that my kids love to read, and even more blessed that we have plenty of time to read books together. Below I am going to share some of their favorite stories with you. These books are for preschool and elementary age children. Dory Story The first on the list is: Dory Story By Jerry Pallotta. The story has the most beautiful vivid illustrations. Reading the story itself, is like taking a ride with Danny as he rides out to see. The ending is truly the best and I think both parents and children a like will enjoy...

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  • Iron Man 3  Two New Clips Enclosed. Film Clip “Tony Calls Out Mandarin” YouTube: http://www.youtube.com/watch?v=zHOnyjm2g3c “Like” IRON MAN 3 on Facebook: www.facebook.com/ironman “Follow” IRON MAN 3 on Twitter: @Iron_Man Visit the website: http://marvel.com/ironman3 IRON MAN 3 (in Digital 3D and RealD) MARVEL STUDIOS presents in association with PARAMOUNT PICTURES and DMG ENTERTAINMENT Genre: Action-adventure Rating: U.S. Release date: May 3, 2013 Running time: Cast: Robert Downey Jr., Gwyneth Paltrow, Don Cheadle, Guy Pearce, Rebecca Hall, Stephanie Szostak, James Badge Dale with Jon Favreau and Ben Kingsley Director: Shane Black Producer: Kevin Feige Executive Producers: Jon Favreau, Louis D’Esposito, Charles Newirth, Victoria Alonso, Stephen Broussard, Alan Fine, Stan Lee,...

    New Movie Release: Iron Man 3 In theaters May 3rd

    Iron Man 3  Two New Clips Enclosed. Film Clip “Tony Calls Out Mandarin” YouTube: http://www.youtube.com/watch?v=zHOnyjm2g3c “Like” IRON MAN 3 on Facebook: www.facebook.com/ironman “Follow” IRON MAN 3 on Twitter: @Iron_Man Visit the website: http://marvel.com/ironman3 IRON MAN 3 (in Digital 3D and RealD) MARVEL STUDIOS presents in association with PARAMOUNT PICTURES and DMG ENTERTAINMENT Genre: Action-adventure Rating: U.S. Release date: May 3, 2013 Running time: Cast: Robert Downey Jr., Gwyneth Paltrow, Don Cheadle, Guy Pearce, Rebecca Hall, Stephanie Szostak, James Badge Dale with Jon Favreau and Ben Kingsley Director: Shane Black Producer: Kevin Feige Executive Producers: Jon Favreau, Louis D’Esposito, Charles Newirth, Victoria Alonso, Stephen Broussard, Alan Fine, Stan Lee,...

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  • This guest post was submitted by:  Samantha Peters, a contributor on the personal finance blog Paid Twice.  Sam enjoys writing about ways to ensure that your money is working hard and earning you the highest rates of return.  Sam lives in sunny San Diego, California where she enjoys live with her puppy Leona. It starts out as an ugly, pitiful space—dark, no storage, not functional, no personality—but with just a small budget and a professional decorator, viola! The happy couple walks into a gorgeous, amazing, picture perfect room. Stunned looks. Tears. Hugs. Ah yes, just another fabulous day on HGTV. Yes, I’m...

    Finance Friday: Make-over a room like a TV design pro

    This guest post was submitted by:  Samantha Peters, a contributor on the personal finance blog Paid Twice.  Sam enjoys writing about ways to ensure that your money is working hard and earning you the highest rates of return.  Sam lives in sunny San Diego, California where she enjoys live with her puppy Leona. It starts out as an ugly, pitiful space—dark, no storage, not functional, no personality—but with just a small budget and a professional decorator, viola! The happy couple walks into a gorgeous, amazing, picture perfect room. Stunned looks. Tears. Hugs. Ah yes, just another fabulous day on HGTV. Yes, I’m...

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  • This blog post is part of a paid SocialMoms and Silk blogging program. The opinions and ideas expressed here are my own If only every morning was full of a renewed burst of energy and we always had enough time to prepare the healthiest and most wholesome breakfasts, everybody would start their day both healthy and happy. But in reality, we often don’t have enough time to make a hearty breakfast for each person in the family and we sometimes forget to take our vitamins, but breakfast time should be a mini-celebration. I don’t always have  a lot of time...

    Cooking with Kids: Shaking up Our Mornings with Silk Fruit & Protein #SilkFruit

    This blog post is part of a paid SocialMoms and Silk blogging program. The opinions and ideas expressed here are my own If only every morning was full of a renewed burst of energy and we always had enough time to prepare the healthiest and most wholesome breakfasts, everybody would start their day both healthy and happy. But in reality, we often don’t have enough time to make a hearty breakfast for each person in the family and we sometimes forget to take our vitamins, but breakfast time should be a mini-celebration. I don’t always have  a lot of time...

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  • Science is one of those subjects that kids love when they’re very young and then, as they grow older many kids tend to grow out of it.  Hopefully, they may come back to it—but for the late elementary and middle school years, getting kids to appreciate and even love science again can be difficult. This is especially true if the child has already become convinced that he or she is bad at the subject (or those that relate to it, like math). So how can you help your kids come back to the fold, so to speak? Find Help Here’s...

    How to Help Your Kids Develop a Love For Science

    Science is one of those subjects that kids love when they’re very young and then, as they grow older many kids tend to grow out of it.  Hopefully, they may come back to it—but for the late elementary and middle school years, getting kids to appreciate and even love science again can be difficult. This is especially true if the child has already become convinced that he or she is bad at the subject (or those that relate to it, like math). So how can you help your kids come back to the fold, so to speak? Find Help Here’s...

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  • This weekend we tried another cooking with kids activity and made rosemary sweet potato fries. They were tasty and it was another opportunity to get my girls in the kitchen to help me out. I enjoy cooking with my kids because it helps them feel needed, it often teaches them new mathematics, and it encourages them to eat their food when they help prepare it. Ingredients 3 Medium-sized sweet potatoes 2 Tablespoons of Coconut Oil 2 teaspoons of dried rosemary (1 Tablespoons of fresh rosemary) 1 teaspoon of cinnamon 1 teaspoon of salt ¼ teaspoon of pepper Cooking with Kids...

    Cooking with kids: Vegan Sweet Potato Fries

    This weekend we tried another cooking with kids activity and made rosemary sweet potato fries. They were tasty and it was another opportunity to get my girls in the kitchen to help me out. I enjoy cooking with my kids because it helps them feel needed, it often teaches them new mathematics, and it encourages them to eat their food when they help prepare it. Ingredients 3 Medium-sized sweet potatoes 2 Tablespoons of Coconut Oil 2 teaspoons of dried rosemary (1 Tablespoons of fresh rosemary) 1 teaspoon of cinnamon 1 teaspoon of salt ¼ teaspoon of pepper Cooking with Kids...

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  • A person’s car has been referred to as “a person’s baby,” on many occasions. Although a baby and a car both need care and attention, generally, cars began to depreciate in value as soon as they are driven off the dealer’s lot. I remember my 7th grade teacher, Mr. Turner, use to tell our class : “If you become rich, don’t waste your earnings on a new car. Buy a used one, and use your money to make promising investments instead.” His two-second advice during class stuck with me. Together my husband and I drafted a joint budget after we...

    Finance Friday: Save Enough To Buy Your Next Car in Cash

    A person’s car has been referred to as “a person’s baby,” on many occasions. Although a baby and a car both need care and attention, generally, cars began to depreciate in value as soon as they are driven off the dealer’s lot. I remember my 7th grade teacher, Mr. Turner, use to tell our class : “If you become rich, don’t waste your earnings on a new car. Buy a used one, and use your money to make promising investments instead.” His two-second advice during class stuck with me. Together my husband and I drafted a joint budget after we...

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  • For the first year of my daughter’s life, I put my dreams on hold.  I paused pursuing my wants and desires and focused solely on my child.  I told myself I was too busy to finish pre-pregnancy projects and didn’t have the time or the energy to run towards my goals.  I yearned to sleep, not dream.  But my dreams didn’t disappear.  In fact, they grew bigger.  I realized my daughter wasn’t a dream deferrer.  She’s a dream fulfiller.  She is my inspiration to achieve everything I hoped for before and after becoming a mom.  Here are five things I’m...

    Do you still Dream Now That You’re a Mom? from Mom Blogger Heather Hopson

    For the first year of my daughter’s life, I put my dreams on hold.  I paused pursuing my wants and desires and focused solely on my child.  I told myself I was too busy to finish pre-pregnancy projects and didn’t have the time or the energy to run towards my goals.  I yearned to sleep, not dream.  But my dreams didn’t disappear.  In fact, they grew bigger.  I realized my daughter wasn’t a dream deferrer.  She’s a dream fulfiller.  She is my inspiration to achieve everything I hoped for before and after becoming a mom.  Here are five things I’m...

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  • One of my fellow bloggers and a reader of Cleverly Changing has just release a new book. Her kindle ebook is called “Faith” and is a featured Kindle download on Amazon.com. All throughout the month of April 2013 her book will be on sale for only $.99. Please take a few minutes to support her by purchasing her book. I just purchased the book and I can’t wait to read it. I will probably share it with my husband before we fall asleep. When I’m done, I will be sure to share my review with all my readers after I...

    New Kindle Ebook about Faith by Heather Bixler

    One of my fellow bloggers and a reader of Cleverly Changing has just release a new book. Her kindle ebook is called “Faith” and is a featured Kindle download on Amazon.com. All throughout the month of April 2013 her book will be on sale for only $.99. Please take a few minutes to support her by purchasing her book. I just purchased the book and I can’t wait to read it. I will probably share it with my husband before we fall asleep. When I’m done, I will be sure to share my review with all my readers after I...

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  • be-come: to undergo change or development Becoming press, books and blogs for your Christian journey… Thank you for joining us as we re-launch Becoming Press. To find out how to enter the Amazon Gift Card giveaway see below. Throughout our Christian walk we are always becoming something…becoming content, more loving, obedient, sacrificial, submissive, caring, gracious, teacher, giver. We are always growing and searching for answers. At Becoming Press it is our goal and mission to publish blogs and books that will support and encourage YOU on this journey called your Christian walk. It’s not going to be easy, but hopefully...

    Giveaway: Enter to win a $100 Amazon Gift Card

    be-come: to undergo change or development Becoming press, books and blogs for your Christian journey… Thank you for joining us as we re-launch Becoming Press. To find out how to enter the Amazon Gift Card giveaway see below. Throughout our Christian walk we are always becoming something…becoming content, more loving, obedient, sacrificial, submissive, caring, gracious, teacher, giver. We are always growing and searching for answers. At Becoming Press it is our goal and mission to publish blogs and books that will support and encourage YOU on this journey called your Christian walk. It’s not going to be easy, but hopefully...

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  • It has been mentioned before on Cleverly Changing about how to affordably make over your home. It’s not difficult to spruce up your home for a relatively low price. But what happens if something breaks? What happens if something malfunctions or springs a leak? If you aren’t careful, home repairs can cost you thousands and thousands of dollars. Here are some tips to help you save money and aid you in a time of home repair crisis: Save Money by Fixing it Yourself? If the repair is something minor, you can take care of it yourself by using a few...

    Finance Friday: How to Save Money When Something is Broken

    It has been mentioned before on Cleverly Changing about how to affordably make over your home. It’s not difficult to spruce up your home for a relatively low price. But what happens if something breaks? What happens if something malfunctions or springs a leak? If you aren’t careful, home repairs can cost you thousands and thousands of dollars. Here are some tips to help you save money and aid you in a time of home repair crisis: Save Money by Fixing it Yourself? If the repair is something minor, you can take care of it yourself by using a few...

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  • Finding a good BPA-Free container that is leak-proof can be difficult, but I try to keep an eye out for containers that are easy to carry in our small lunch box that will keep snacks secure and prevents things from getting smashed. My kids really like these stainless steel containers and I do too. What I like Most about the Medium Stainless Steel 2 Container Set They’re great because the containers don’t hold odors from the food you place in them. Berries and fruit will not stain the container. They’re easy to clean. Doesn’t easily rust. They’re recyclable. They’re leak-proof and do...

    Review and Giveaway: Stainless Steel BPA-Free Storage Containers

    Finding a good BPA-Free container that is leak-proof can be difficult, but I try to keep an eye out for containers that are easy to carry in our small lunch box that will keep snacks secure and prevents things from getting smashed. My kids really like these stainless steel containers and I do too. What I like Most about the Medium Stainless Steel 2 Container Set They’re great because the containers don’t hold odors from the food you place in them. Berries and fruit will not stain the container. They’re easy to clean. Doesn’t easily rust. They’re recyclable. They’re leak-proof and do...

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